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Credit reports can (and often do) contain inaccuracies and errors
Failures? On credit reports? Yes, as we already noticed, the credit bureaus can be filled with errors, just like the rest of other documents. But don't blame the bank. Usually, bank employees handle an hugh amount of informations and files each day, and even under the best circumstances, errors will probably occur.
The fact is, the credit bureaus make a lot of efforts to check the data that's reported to them by your creditors. But at the end of each day, the bureaus report the information they have been transmitted from your creditors..
